Merrimack County and Concord City property record for 165 School St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,986 sqft · built 1958 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $362,500 (Jul 2001) |
| Tax Bill | $12,651 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:39-C B:1 L:9 |
| Primary APN | M:39-C B:1 L:9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,986 sqft Living Area |
| Gross Area | 5,325 sqft |
| 1st Floor Area | 1,986 sqft |
| Basement Area | 1,968 sqft |
| Unfinished Basement | 615 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 165 SCHOOL ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-2566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 24 |
| Legal Lot Number | 9 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 32500 |
165 School St is owner-occupied and held in a trust since July 2001.
Source: Merrimack County and Concord City records, as of October 16, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 165 SCHOOL ST, CONCORD, NH 03301-2566 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2001 · Amount on File |
| Deed Sale | Jul 2, 2001 · Amount on File |
| Deed Document Number | 2001 |
| Deed Book / Page | 2276 / 571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 165 SCHOOL ST, CONCORD, NH 03301-2566 |
| Document Number | 0036140295 |
| Instrument Date | Oct 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 165 SCHOOL ST CONCORD NH 033012566, CONCORD, NH 03301-2566 |
| Document Number | 0036140295 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 003614/000295 |
| Instrument | 20253 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 165 School St was $12,651.
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,651.00 | $434,600 Land $111,500 Building $323,100 | |
| 2023 | $11,652.00 (+3.75%) | $433,800 (-) Land $111,500 Building $322,300 | $754,870 |
| 2022 | $11,231.00 | $433,800 Land $111,500 Building $322,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 School St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 School St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Verizon.
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