172 School St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 172 School St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,672 sqft · built 1940
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Jun 2018)
Tax Bill	$12,899 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:39-D B:1 L:8`

Property Details

APN / Parcel Number

Primary APN	`M:39-D B:1 L:8`
Alternative APN	`CNCD M:731Z B:31`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	5,232 sqft
1st Floor Area	1,932 sqft
Attic	Attic
Attic Area	335 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	172 SCHOOL ST
City	CONCORD
State	NH
Zip	03301-2565
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	31
Legal Lot Number	8
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1006
Census Tract	32500

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	172 SCHOOL ST, CONCORD, NH 03301-2565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage ST MARYS BK
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit GRANITE ST CU
Jun 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GRANITE ST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	201810750
Deed Book / Page	3598 / 2338
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	172 SCHOOL ST, CONCORD, NH 03301-2565
Document Number	0037092843
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	172 SCHOOL ST CONCORD NH 033012565, CONCORD, NH 03301-2565

Mortgage

Document Number	0037092843
Date	Nov 25, 2020
Book Page	003709/002843
Instrument	27124

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Nov 24, 2032

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	172 SCHOOL ST, CONCORD, NH 03301-2565
Document Number	0036131083
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	172 SCHOOL ST CONCORD NH 033012565, CONCORD, NH 03301-2565

Mortgage

Document Number	0036131083
Date	Oct 31, 2018
Book Page	003613/001083
Instrument	19826

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2028

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 26, 2018
Property Address	172 SCHOOL ST, CONCORD, NH 03301-2565
Document Number	0035982338
Book / Page	003598 / 002338
Instrument Date	Jun 26, 2018
Instrument	10750
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5 WHITTIER DR BOW NH 033043826, BOW, NH 03304-3826

Mortgage

Document Number	35982342
Date	Jun 26, 2018
Book Page	003598/002342
Instrument	10752

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH 03108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2033

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,899.00 (+5.26%)	$443,100 (-2.87%) Land $110,400 Building $332,700
2023	$12,254.00 (+3.75%)	$456,200 (-) Land $110,400 Building $345,800	$669,845
2022	$11,811.00	$456,200 Land $110,400 Building $345,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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