125 Ridge Rd, Troy, MO 63379 Property Records

Lincoln County property record for 125 Ridge Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1971
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-22-000-000-004.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-22-000-000-004.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)

Location & Zoning

Street Address	125 RIDGE RD
City	TROY
State	MO
Zip	63379-5437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.00 AC PT SW 1/4 NW 1/4 S 780' W OF CO RD
Legal Range	01E
Legal Township	49N
Legal Section	22
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	251 LONEPINE DR, WENTZVILLE, MO 63385-3507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Oct 14, 2022
Property Address	125 RIDGE RD, TROY, MO 63379-5437
Document Number	002484/678
Book / Page	2484 / 678
Instrument Date	Oct 5, 2022
Instrument	2022010455
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RIDGE RD, TROY, MO 63379-5437

Mortgage

Document Number	2022010456
Date	Oct 14, 2022
Instrument	2022010456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	125 RIDGE RD, TROY, MO 63379-5437
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2420/0309
Date	Mar 1, 2018
Book Page	2420/0309
Instrument	2018001665

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,282 (-) Land $6,023 Building $28,259
2025	$2,095.00 (+5.07%)	$34,282 (+6.51%) Land $6,023 Building $28,259	$180,430 (+6.51%) Land $31,700 Building $148,730
2023	$1,994.00 (+4.34%)	$32,186 Land $5,510 Building $26,676	$169,400 Land $29,000 Building $140,400
2022	$1,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Systec Wireless Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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