Lincoln County property record for 112 Ridge Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,192 sqft · built 2021 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,800 (Sep 2021) |
| Tax Bill | $1,896 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-50-22-000-000-003.002 |
| Primary APN | 14-50-22-000-000-003.002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| Basement Area | 1,192 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,718 sqft (0.269 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 112 RIDGE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .269 AC TRACT WITHIN THE SW PT OF THE SWNE OF SEC 22, SURVEY B1/38 |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 22 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810309 |
Source: Lincoln County records · APN 14-50-22-000-000-003.002
Assessment roll updated September 11, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Intrafamily Transfer, Transfer · VA Mortgage WINTRUST MORTGAGE |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO |
| Mar 04, 2021 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO |
| Sep 20, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUILD MORTGAGE CO |
| Aug 27, 2018 | Intrafamily Transfer, Transfer |
| Aug 27, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on Record |
| Deed Sale | Sep 20, 2021 · Amount on Record |
| Deed Document Number | 202112440 |
| Deed Book / Page | 2469 / 879 |
| Prior Transfer Date | Aug 27, 2018 |
| Prior Transfer Doc | 02426/0337 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 18, 2023 |
| Property Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Document Number | 002494/803 |
| Book / Page | 2494 / 803 |
| Instrument Date | Sep 09, 2023 |
| Instrument | 2023008046 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2023 |
| Title Company | ELEVATED TITLE LLC, ELEVATED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Document Number | 2023008047 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023008047 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002463/888 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 2463/888 |
| Instrument | 2021006406 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 002460/477 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 2460/477 |
| Instrument | 2021002978 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Mar 03, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 20, 2021 |
| Property Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Document Number | 002469/879 |
| Book / Page | 2469 / 879 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021012440 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Document Number | 2021012441 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021012441 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Aug 27, 2018 |
| Property Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Document Number | 02426/0338 |
| Book / Page | 2426 / 0338 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2018007731 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 118, TROY, MO 63379-0118 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Aug 27, 2018 |
| Property Address | 112 RIDGE RD, TROY, MO 63379-5436 |
| Document Number | 02426/0337 |
| Book / Page | 2426 / 0337 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2018007730 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,896.00 (+7.12%) | $31,035 (+8.63%) Land $4,034 Building $27,001 | $163,340 (+8.63%) Land $21,230 Building $142,110 |
| 2023 | $1,770.00 (+5.8%) | $28,570 Land $3,289 Building $25,281 | $150,370 Land $17,310 Building $133,060 |
| 2022 | $1,673.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| SysTec Wireless Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber Holdings, Verizon.
Based on FCC filings for 106 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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