Kershaw County property record for 147 Esso Ln, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,144 sqft · built 2019 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,756 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31801-01-21 |
| Primary APN | 31801-01-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Heated Area |
| Gross Area | 3,796 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 02133685 |
|---|---|
| Street Address | 147 ESSO LN |
| City | ELGIN |
| State | SC |
| Zip | 29045-9167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 21 62.4X165.8X155.6X213.7 #SU CAMPBELL RIDGE #PR R2203-243/244/245 |
| Legal Subdivision | CAMPBELL RIDGE |
| Legal Lot Number | 21,62 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970908 |
147 Esso Ln is owned and occupied by an individual who acquired it in May 2025.
Source: Kershaw County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 ESSO LN, ELGIN, SC 29045-9167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Aug 5, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2025 |
| Deed Sale | May 5, 2025 |
| Prior Sale | Aug 5, 2019 · Amount on File |
| Deed Document Number | 202520010 |
| Deed Book / Page | 3016 / 1974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 147 ESSO LN, ELGIN, SC 29045-9167 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0027163323 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 2716/3323 |
| Instrument | 2022009233 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 5, 2019 |
| Property Address | 147 ESSO LN, ELGIN, SC 29045-9167 |
| Document Number | 2417/0303 |
| Book / Page | 002417 / 000303 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 57470 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $921.73 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 147 ESSO LN ELGIN SC 290459167, ELGIN, SC 29045-9167 |
| Document Number | 2417/0308 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 002417/000308 |
| Instrument | 57471 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 147 Esso Ln was $2,756.
Source: Kershaw County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,756.00 | $9,964 | $321,700 Land $45,200 Building $276,500 |
| 2023 | $2,405.00 | $9,964 | $249,100 |
| 2021 | $2,408.00 | $9,960 | $249,100 Land $35,000 Building $214,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 147 Esso Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 147 Esso Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 67% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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