Oswego County and Oswego City property record for 176 E Seneca St, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,498 sqft · built 1920 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jan 2023) |
| Tax Bill | $2,662 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.34-02-02 |
| Primary APN | 351200 128.34-02-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 931 sqft |
| 2nd Floor Area | 567 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 528 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5243 |
|---|---|
| Street Address | 176 E SENECA ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-1641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN2 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 21605 |
Source: Oswego County and Oswego City records · APN 351200 128.34-02-02
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 225, MEXICO, NY 13114-0225 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CLIFFCO INC |
| May 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2023 · Amount on Record |
| Deed Sale | Jan 17, 2023 · Amount on Record |
| Prior Sale | May 11, 2020 · Amount on Record |
| Deed Document Number | 2023495 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 176 E SENECA ST, OSWEGO, NY 13126-1641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 38 SUNDOWN RD, FULTON, NY 13069-3680 |
| Document Number | 0000000496 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | R-2023-000496 |
| Name | CLIFFCO INC |
|---|---|
| Type | Non-Lending Institution |
| Address | UNIONDALE, NY 11553 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | May 11, 2020 |
| Property Address | 176 E SENECA ST, OSWEGO, NY 13126-1641 |
| Document Number | 0000003666 |
| Instrument Date | Apr 28, 2020 |
| Instrument | R-2020-003666 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 PEAT ROAD, 176, HANNIBAL, NY 13074 |
| Name | Verified Name |
|---|---|
| Address | 101 PEAT BED RD, HANNIBAL, NY 13074-2307 |
| Document Number | 0000003667 |
|---|---|
| Date | May 11, 2020 |
| Instrument | R-2020-003667 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2040 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,662.00 | $142,000 (+59.55%) Land $16,600 Building $125,400 | $142,000 (+32.43%) Land $16,600 Building $125,400 |
| 2023 | $89,000 Land $8,900 Building $80,100 | $107,229 Land $10,723 Building $96,506 |
Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 403 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OSWEGO CITY serves 29,400 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures