174 E Seneca St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 174 E Seneca St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,793 sqft · built 1890
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$76,000 (Sep 2018)
Tax Bill$2,726 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.34-02-01

Property Details

APN / Parcel Number

Primary APN351200 128.34-02-01
Alternative APNs
  • 120012803400020010000000
  • 4580

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,793 sqft Living Area
1st Floor Area990 sqft
2nd Floor Area616 sqft
Upper Floors Area187 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area149 sqft
Patio Area324 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4580
Street Address174 E SENECA ST
CityOSWEGO
StateNY
Zip13126-1641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number1.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1063
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.34-02-01

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address174 E SENECA ST, OSWEGO, NY 13126-1641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2018 · Amount on Record
Deed SaleSep 26, 2018 · Amount on Record
Deed Document Number20189506
Prior Transfer DateSep 18, 2018
Prior Transfer Doc0000009506
Record UpdatedJun 08, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 26, 2018
Property Address174 E SENECA ST, OSWEGO, NY 13126-1641
Document Number0000009506
Instrument DateSep 18, 2018
InstrumentR-2018-009506
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$304.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 E SENECA ST, OSWEGO, NY 13126-1641

Mortgage

Document Number0000009507
DateSep 26, 2018
InstrumentR-2018-009507
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,726.00$142,000 (+79.75%) Land $16,600 Building $125,400$142,000 (+49.19%) Land $16,600 Building $125,400
2023$79,000 Land $8,900 Building $70,100$95,181 Land $10,723 Building $84,458

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 403 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Seneca St

Nearby Streets

Search Property Records by Address or Parcel Number