160 E Seneca St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 160 E Seneca St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,996 sqft · built 1919
Lot Size0.115 acres (5,050 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Aug 2011)
Tax Bill$3,375 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN351200 128.41-04-05

Property Details

APN / Parcel Number

Primary APN351200 128.41-04-05
Alternative APNs
  • 120012804100040050000000
  • 5539

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,996 sqft Living Area
1st Floor Area998 sqft
2nd Floor Area998 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,050 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50.5 ft wide

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area550 sqft
PorchSlab
Porch Area634 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5539
Street Address160 E SENECA ST
CityOSWEGO
StateNY
Zip13126-1639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal Block4
Legal Lot Number5.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group4
Census Block4001
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address160 E SENECA ST, OSWEGO, NY 13126-1639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
OSWEGO COUNTY FCU
Oct 8, 2019Deed of Trust, Mortgage · Line of Credit
OSWEGO COUNTY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2011 · Amount on Record
Deed SaleAug 3, 2011 · Amount on Record
Prior SaleAug 3, 2011 · Amount on Record
Deed Document Number20116972
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address160 E SENECA ST, OSWEGO, NY 13126-1639
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 E SENECA ST, OSWEGO, NY 13126-1639

Mortgage

Document Number0000001672
DateFeb 23, 2023
InstrumentR-2023-001672
Lender
NameOSWEGO COUNTY FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term144 Months
DueFeb 26, 2035

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address160 E SENECA ST, OSWEGO, NY 13126-1639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008950
DateOct 8, 2019
InstrumentR-2019-008950
Lender
NameOSWEGO COUNTY FCU
TypeCredit Union
AddressOSWEGO, NY 13126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 7, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,375.00$180,000 (+5%) Land $16,600 Building $163,400$180,000 (+24.5%) Land $16,600 Building $163,400
2023$120,000 Land $8,900 Building $111,100$144,578 Land $10,723 Building $133,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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