176 E Gull Lake Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 176 E Gull Lake Dr, Augusta, MI 49012

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,112 sqft
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Jan 2011)
Tax Bill	$2,989 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-130-230`

Property Details

APN / Parcel Number

Primary APN	`04-20-130-230`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Lot Area	5,227 sqft (0.12 acres)
Lot Width	70 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	176 E GULL LAKE DR
City	AUGUSTA
State	MI
Zip	49012-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	D 38-23 ALLENDALE PARK #1 LOT 137
Legal Subdivision	ALLENDALE PARK #1
Legal Lot Number	137
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2008
Census Tract	2601

Owner

Source: Kalamazoo County records · APN 04-20-130-230

Assessment roll updated September 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2011 · Amount on Record
Deed Sale	Jan 17, 2011 · Amount on Record
Deed Document Number	20111738
Last Transfer Date	Oct 24, 2014
Transfer Doc	2014037341
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	176 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 E GULL LAKE DR, AUGUSTA, MI 49012-9712

Mortgage

Document Number	2021043173
Date	Oct 28, 2021
Instrument	2021-043173

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BATTLE CREEK, MI 49015

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	176 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021016352
Date	Apr 16, 2021
Instrument	2021-016352

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	176 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Jun 03, 2020
Title Company	SUN TITLE AGENCY OF MI LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020013411
Date	Apr 29, 2020
Instrument	2020-013411

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	176 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-024000
Date	Jul 17, 2017
Instrument	2017-024000

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	KALAMAZOO, MI 49048

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,700 (+5.55%)	$825,400 (+5.55%)
2025	$2,989.00 (-59.43%) Homeowner's exemption	$391,000 (+21.58%)	$782,000 (+21.58%)
2023		$321,600	$643,200
2019	$7,368.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Broadband.

Based on FCC filings for 144 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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