194 E Gull Lake Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 194 E Gull Lake Dr, Augusta, MI 49012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,722 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	Trust Name on Record
Tax Bill	$10,456 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-130-211`

Property Details

APN / Parcel Number

Primary APN	`04-20-130-211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,722 sqft Living Area
1st Floor Area	1,441 sqft
Basement Area	1,441 sqft
Unfinished Basement	1,441 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,098 sqft (0.14 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	194 E GULL LAKE DR
City	AUGUSTA
State	MI
Zip	49012-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SPLIT/COMBINED ON 01/29/2018 FROM 04-20-130-210, 04-20-130-430; ALLENDALE PARK NO 1 LOT 139 ALSO THAT PART LOT 163 LYING
Legal Subdivision	ALLENDALE PARK #1
Legal Lot Number	139,163
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2008
Census Tract	2601

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU
Apr 6, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 14, 2003
Transfer Doc	0000085913
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024003516
Date	Feb 14, 2024
Instrument	2024-003516

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Investor	Possibly a Property Investor

Mortgage

Document Number	2023003806
Date	Feb 21, 2023
Instrument	2023-003806

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Jul 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021022446
Date	Jun 1, 2021
Instrument	2021-022446

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020028634
Date	Aug 28, 2020
Instrument	2020-028634

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 6, 2017
Property Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Document Number	2017010003
Map Reference	LB12 PG22
Instrument Date	Mar 24, 2017
Instrument	2017-010003
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	194 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,500 (+5.11%)	$1,301,000 (+5.11%)
2025	$10,456.00 Homeowner's exemption	$618,900 (+14.91%)	$1,237,800 (+14.91%)
2023		$538,600	$1,077,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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