160 E Gull Lake Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 160 E Gull Lake Dr, Augusta, MI 49012

Property Summary

Property Type	Residential Vacant Land
Owner	2 Individuals on Record
Tax Bill	$7,773 (2025)
Deeds & Mortgages	Aug 2026 Transfer Mar 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-171-101`

Property Details

APN / Parcel Number

Primary APN	`04-20-171-101`

Exterior

Lot Width	122 ft Width

Location & Zoning

Street Address	160 E GULL LAKE DR
City	AUGUSTA
State	MI
Zip	49012-9712
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1
Legal Description	SPLIT/COMBINED ON 02/19/2024 FROM 04-20-171-001, 04-20-171-002, 04-20-171-003; ALLENDALE PARK CONDOMINIUM UNIT 1**
Legal Subdivision	ALLENDALE PARK
Legal Unit	1
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2008
Census Tract	2601

Owner

Source: Kalamazoo County assessment roll, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	8396 W STURTEVANT AVE, RICHLAND, MI 49083-8541
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2026	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 15, 2026
Transfer Doc	0000023281
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 3, 2026
Property Address	160 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Document Number	0000023281
Instrument Date	Jul 15, 2026
Instrument	202623281
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	8396 W STURTEVANT AVE, RICHLAND, MI 49083-8541

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	160 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8396 W STURTEVANT AVE, RICHLAND, MI 49083-8541

Mortgage

Document Number	2026007413
Date	Mar 30, 2026
Instrument	2026-007413

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 5, 2025
Property Address	160 E GULL LAKE DR, AUGUSTA, MI 49012-9712
Document Number	2025028926
Map Reference	DOC 2022-005253
Instrument Date	Oct 30, 2025
Instrument	2025-028926
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15757 E C AVE, AUGUSTA, MI 49012-9331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8396 W STURTEVANT AVE, RICHLAND, MI 49083-8541

Mortgage

Document Number	2025028927
Date	Nov 5, 2025
Instrument	2025-028927

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,900	$1,215,800
2025	$7,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Metronet.

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