1756 Waterfall Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1756 Waterfall Dr, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,641 sqft · built 2011
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$248,000 (Apr 2017)
Tax Bill	$3,909 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T060900199`

Property Details

APN / Parcel Number

Primary APN	`T060900199`
Alternative APN	`3-0003-9836-00-0030.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,641 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	1,566 sqft
Basement Area	1,536 sqft
Finished Basement	1,075 sqft
Unfinished Basement	461 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060900199
Street Address	1756 WATERFALL DR
City	SAINT CHARLES
State	MO
Zip	63303-3766
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HOLLOW BROOK LOT 30
Legal Subdivision	HOLLOW BROOK
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	310902

Owner

1756 Waterfall Dr, a condominium, is held in a trust since September 2026.

Source: St. Charles County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1756 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 11, 2026	Affidavit, Transfer
Apr 24, 2017	Warranty Deed, Transfer PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Jan 30, 2012 · Amount on File
Deed Document Number	2017242880
Deed Book / Page	6731 / 2142
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000043651
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 11, 2026
Property Address	1756 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Document Number	0000043652
Instrument Date	Sep 11, 2026
Instrument	202643652
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1756 WATERFALL DR, SAINT CHARLES, MO 63303-3766

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST CHARLES MO
Recording Date	Sep 11, 2026
Property Address	1756 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Document Number	0000043651
Instrument Date	Sep 10, 2026
Instrument	202643651
Transaction Type	Transfer
Record Updated	Sep 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1756 WATERFALL DR, SAINT CHARLES, MO 63303-3766

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2017
Property Address	1756 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Document Number	0067312142
Book / Page	006731 / 002142
Instrument Date	Apr 20, 2017
Instrument	242880
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	PRESTIGE TITLE, TITLE PTRS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1756 WATERFALL DR ST CHARLES MO 633033766, ST CHARLES, MO 63303-3766

Mortgage

Document Number	67312144
Date	Apr 24, 2017
Book Page	006731/002144
Instrument	242890

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1756 Waterfall Dr was $3,909, up 3.7% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,893 (-)	$357,331 (-) Building $357,331
2025	$3,909.00 (+3.66%)	$67,893	$357,331 Building $357,331
2024	$3,771.00
2023		$63,610
2022			$334,791 Building $334,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1756 Waterfall Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1979–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1756 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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