1760 Waterfall Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1760 Waterfall Dr, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,402 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T060900200`

Property Details

APN / Parcel Number

Primary APN	`T060900200`
Alternative APN	`3-0003-9836-00-0031.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,402 sqft
Basement Area	1,372 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Masonry Veneer
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060900200
Street Address	1760 WATERFALL DR
City	SAINT CHARLES
State	MO
Zip	63303-3766
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HOLLOW BROOK LOT 31
Legal Subdivision	HOLLOW BROOK
Legal Lot Number	31
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	310902

Owner

1760 Waterfall Dr, a condominium, is held in a trust since September 2026.

Source: St. Charles County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1760 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 22, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026
Deed Sale	Sep 22, 2026
Prior Sale	Jun 28, 2012 · Amount on File
Deed Document Number	202645159
Prior Transfer Date	Feb 21, 2022
Prior Transfer Doc	0000010323
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 22, 2026
Property Address	1760 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Document Number	0000045159
Instrument Date	Sep 21, 2026
Instrument	202645159
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1760 WATERFALL DR, SAINT CHARLES, MO 63303-3766

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 22, 2022
Property Address	1760 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Document Number	0000010323
Map Reference	MB 42 PG 131
Instrument Date	Feb 21, 2022
Instrument	2022R-010323
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1760 WATERFALL DR, SAINT CHARLES, MO 63303-3766

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1760 WATERFALL DR, SAINT CHARLES, MO 63303-3766
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 WATERFALL DR, SAINT CHARLES, MO 63303-3766

Mortgage

Document Number	2021R018534
Date	Mar 3, 2021
Instrument	2021R-018534

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1760 Waterfall Dr was $3,311, up 4.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,426 (-)	$302,240 (-) Building $302,240
2025	$3,311.00 (+4.25%)	$57,426	$302,240 Building $302,240
2024	$3,176.00
2023		$53,487
2022			$281,509 Building $281,509

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1760 Waterfall Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1979–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1760 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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