1747 Waterfall Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1747 Waterfall Dr, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,652 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Aug 2010)
Tax Bill	$4,533 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T060900237`

Property Details

APN / Parcel Number

Primary APN	`T060900237`
Alternative APN	`3-0003-9836-00-0068.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,652 sqft Living Area
Gross Area	3,752 sqft
1st Floor Area	1,662 sqft
Basement Area	1,650 sqft
Finished Basement	990 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T060900237
Street Address	1747 WATERFALL DR
City	SAINT CHARLES
State	MO
Zip	63303-3767
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HOLLOW BROOK LOT 68
Legal Subdivision	HOLLOW BROOK
Legal Lot Number	68
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1013
Census Tract	310902

Owner

1747 Waterfall Dr, a condominium, is owned by a company that acquired it in March 2019 and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	1747 WATERFALL DR, SAINT CHARLES, MO 63303-3767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK
Mar 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2010 · Amount on File
Deed Sale	Aug 23, 2010 · Amount on File
Prior Sale	Jun 26, 2007 · Amount on File
Deed Document Number	2010522270
Deed Book / Page	5434 / 1617
Last Transfer Date	Mar 12, 2019
Transfer Doc	0000111060
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1747 WATERFALL DR, SAINT CHARLES, MO 63303-3767
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1747 WATERFALL DR, SAINT CHARLES, MO 63303-3767

Mortgage

Document Number	2021R051534
Date	Jun 17, 2021
Instrument	2021R-051534

Lender

Name	PNC BANK NA
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	472 Months
Due	Oct 28, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1747 WATERFALL DR, SAINT CHARLES, MO 63303-3767
Document Number	0000093001
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	120 S CENTRAL AVE ST LOUIS MO 631051705, ST LOUIS, MO 63105-1705

Mortgage

Document Number	0000093001
Date	Nov 30, 2020
Instrument	93001

Lender

Name	PNC BK
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 29, 2060

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 13, 2019
Property Address	1747 WATERFALL DR, SAINT CHARLES, MO 63303-3767
Document Number	0070452181
Book / Page	007045 / 002181
Instrument Date	Mar 12, 2019
Instrument	111060
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1747 WATERFALL DR ST CHARLES MO 633033767, ST CHARLES, MO 63303-3767

Tax Assessment & Valuation

The 2025 property tax bill for 1747 Waterfall Dr was $4,533.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,821 (-)	$414,850 (-) Building $414,850
2025	$4,533.00	$78,821	$414,850
2023		$70,918
2022			$373,254 Building $373,254

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1747 Waterfall Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1979–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1747 Waterfall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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