1756 Cotter Rd, Munger, MI 48747 Property Records

Bay County property record for 1756 Cotter Rd, Munger, MI 48747 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,064 sqft · built 1960
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$98,900 (Jun 2017)
Tax Bill$1,855 (2026)
Deeds & MortgagesJun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN090-023-200-060-00

Property Details

APN / Parcel Number

Primary APN090-023-200-060-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft
Basement Area1,064 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area43,560 sqft (1 acres)
Lot Dimensions231 ft deep x 165 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address1756 COTTER RD
CityMUNGER
StateMI
Zip48747-9746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 165 FT OF E 264 FT OF SE 1/4 OF NE 1/4. SEC 23 T13N R6E
Legal Range06E
Legal Township13N
Legal Section23
JurisdictionBAY MI
Township / Civil DivisionMERRITT
Census Block Group5
Census Block5037
Census Tract285300

Owner

Source: Bay County records · APN 090-023-200-060-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1756 COTTER RD, MUNGER, MI 48747-9746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2017 · Amount on Record
Deed SaleJun 06, 2017 · Amount on Record
Prior SaleNov 24, 2009 · Amount on Record
Deed Book / Page3220 / 785
Record UpdatedJun 08, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJun 06, 2017
Property Address1756 COTTER RD, MUNGER, MI 48747-9746
Document Number0032200785
Book / Page003220 / 000785
Instrument DateMay 25, 2017
Transaction TypeTransfer
Record UpdatedAug 01, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address9195 W CARO RD REESE MI 487579227, REESE, MI 48757-9227

Mortgage

Document Number32200786
DateJun 06, 2017
Book Page003220/000786
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 05, 2047

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionMerritt Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,855.00 (+23.75%) Homeowner's exemption$85,800 (+53.21%)$171,600 (+53.21%)
2023$56,000$112,000
2022$1,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
T-Mobile USAFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotter Rd

Nearby Streets

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