Bay County property record for 1134 Cotter Rd, Munger, MI 48747 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,019 sqft · built 1921 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,613 (2026) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 090-014-200-060-00 |
| Primary APN | 090-014-200-060-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 1,346 sqft |
| Basement Area | 1,346 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1134 COTTER RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 150 FT OF E 200 FT OF S 1/2 OF NE 1/4 OF NE 1/4 SEC 14 T13N R6E |
| Legal Range | 06E |
| Legal Township | 13N |
| Legal Section | 14 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 285300 |
Source: Bay County records · APN 090-014-200-060-00
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1134 COTTER RD, MUNGER, MI 48747-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2015 |
| Transfer Doc | 0031620211 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1134 COTTER RD, MUNGER, MI 48747-9747 |
| Document Number | 0000007905 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1134 COTTER RD MUNGER MI 487479747, MUNGER, MI 48747-9747 |
| Document Number | 0000007905 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 7905 |
| Name | UNITED BAY CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | BAY CITY, MI 48708 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 30, 2033 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Reese Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,613.00 (+352.86%) Homeowner's exemption | $99,350 (+11.57%) | $198,700 (+11.57%) |
| 2025 | $577.00 (-75.27%) Homeowner's exemption | $89,050 (+34.01%) | $178,100 (+34.01%) |
| 2023 | $66,450 | $132,900 | |
| 2022 | $2,333.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 584.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| AT&T | Fixed Wireless | 25 / 3 |
| Air Advantage | Fixed Wireless (licensed-by-rule) | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures