Bay County property record for 1238 Cotter Rd, Munger, MI 48747 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,535 sqft · built 1938 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Jun 1986) |
| Tax Bill | $3,185 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 090-014-200-080-00 |
| Primary APN | 090-014-200-080-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,535 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Basement Area | 1,530 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 62,726 sqft (1.44 acres) |
| Lot Dimensions | 380 ft deep x 165 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1238 COTTER RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 165 FT OF E 380 FT OF SE 1/4 OF NE 1/4. SEC 14 T13N R6E |
| Legal Range | 06E |
| Legal Township | 13N |
| Legal Section | 14 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 285300 |
Source: Bay County records · APN 090-014-200-080-00
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1238 COTTER RD, MUNGER, MI 48747-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 1986 · Amount on Record |
| Deed Sale | Jun 20, 1986 · Amount on Record |
| Deed Book / Page | 1020 / 36 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Reese Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,185.00 (+14.61%) Homeowner's exemption | $122,450 (+52.02%) | $244,900 (+52.02%) |
| 2023 | $80,550 | $161,100 | |
| 2022 | $2,779.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172853005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 584.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| T-Mobile USA | Fixed Wireless | 25 / 3 |
| AT&T | Fixed Wireless | 25 / 3 |
| Air Advantage | Fixed Wireless (licensed-by-rule) | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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