Frederick County property record for 17542 Mountain Top Rd, Cascade, MD 21719
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (May 2026) |
| Tax Bill | $717 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-279771 |
| Primary APN | 10-279771 |
|---|---|
| Alternative APN |
|
| Lot Area | 110,207 sqft (2.53 acres) |
|---|
| Account Number | 279771 |
|---|---|
| Street Address | 17542 MOUNTAIN TOP RD |
| City | CASCADE |
| State | MD |
| Zip | 21719-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 67 2.53 ACRES ROWLAND RIDGE |
| Legal Subdivision | ROWLAND RIDGE |
| Legal Lot Number | 67 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 752900 |
17542 Mountain Top Rd is owned by two individuals who bought it in May 2026.
Source: Frederick County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3627 LEW WALLACE ST, FREDERICK, MD 21704-7872 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed, Transfer · Conventional Mortgage CMV HOME LOANS |
| May 17, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on File |
| Deed Sale | May 29, 2026 · Amount on File |
| Prior Sale | May 17, 2023 · Amount on File |
| Deed Book / Page | 17885 / 78 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 29, 2026 |
| Property Address | 17542 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Document Number | 1788000078 |
| Book / Page | 17885 / 78 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | STERLING SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3627 LEW WALLACE ST, FREDERICK, MD 21704-7872 |
| Document Number | 1788000085, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 17885/85 |
| Name | CMV HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.13% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 17, 2023 |
| Property Address | 17542 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Document Number | 0164430348 |
| Book / Page | 16443 / 348 |
| Map Reference | MB 86 PL 185 |
| Instrument Date | May 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4030 FOREST SCHOOL RD, SMITHSBURG, MD 21783-9288 |
The 2025 property tax bill for 17542 Mountain Top Rd was $717, up 5.1% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717.00 (+5.13%) | $58,733 Land $58,733 | $61,100 Land $61,100 |
| 2024 | $682.00 (+7.91%) | ||
| 2023 | $632.00 | $54,000 Land $54,000 | $54,000 Land $54,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 17542 Mountain Top Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17542 Mountain Top Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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