Washington County property record for 17518 Mountain Top Rd, Cascade, MD 21719
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,822 sqft · built 2024 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (May 2022) |
| Tax Bill | $5,348 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2023 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-279836 |
| Primary APN | 10-279836 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,038 sqft |
| 1st Floor Area | 1,822 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Composition Shingle |
| Lot Area | 113,256 sqft |
| Porch | Open Porch |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 279836 |
|---|---|
| Street Address | 17518 MOUNTAIN TOP RD |
| City | CASCADE |
| State | MD |
| Zip | 21719-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 72 2.60 ACRES ROWLAND RIDGE |
| Legal Subdivision | CONTAINING 2 |
| Legal Lot Number | 72 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10100 |
Source: Washington County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17518 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Aug 14, 2023 | Deed of Trust, Mortgage · Construction Mortgage PRESIDENTIAL BANK FSB |
| May 13, 2022 | Deed, Transfer LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2022 · Amount on Record |
| Deed Sale | May 13, 2022 · Amount on Record |
| Deed Book / Page | 15920 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 27, 2026 |
| Property Address | 17518 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Document Number | 1787000388 |
| Book / Page | 17879 / 388 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 17518 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Investor | Possibly a Property Investor |
| Document Number | 1787000388, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 17879/388 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 17518 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0165590001 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 16559/1 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 12.2% |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 13, 2022 |
| Property Address | 17518 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Document Number | 0159200174 |
| Book / Page | 15920 / 174 |
| Map Reference | MB 86 PL 185 |
| Instrument Date | May 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12813 HESSONG BRIDGE RD, THURMONT, MD 21788-2430 |
Source: Washington County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,100 (+10.14%) Land $61,500 Building $412,600 | $474,100 (-) Land $61,500 Building $412,600 | |
| 2025 | $5,348.00 (+739.56%) | $430,467 (+691.3%) | $474,100 (+771.51%) Land $61,500 Building $412,600 |
| 2023 | $637.00 | $54,400 Land $54,400 | $54,400 Land $54,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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