Frederick County property record for 17502 Mountain Top Rd, Cascade, MD 21719
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,006 sqft · built 2024 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jun 2023) |
| Tax Bill | $7,036 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-279801 |
| Primary APN | 10-279801 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,006 sqft Living Area |
| Gross Area | 3,966 sqft |
| 1st Floor Area | 3,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Material | Composition Shingle |
| Lot Area | 117,612 sqft |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 279801 |
|---|---|
| Street Address | 17502 MOUNTAIN TOP RD |
| City | CASCADE |
| State | MD |
| Zip | 21719-1643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 69 2.70 ACRES ROWLAND RIDGE |
| Legal Subdivision | ROWLAND RIDGE |
| Legal Lot Number | 69 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 10, HAUVERS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 752900 |
17502 Mountain Top Rd is owned and occupied by an individual who bought it in June 2023.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17502 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Jun 20, 2023 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on File |
| Deed Sale | Jun 20, 2023 · Amount on File |
| Deed Book / Page | 16487 / 48 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 17502 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28 N WOODLAWN AVE, LAVALE, MD 21502-7253 |
| Document Number | 0166700469 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 16670/469 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4% |
| Max Rate At Change | 12.3% |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 20, 2023 |
| Property Address | 17502 MOUNTAIN TOP RD, CASCADE, MD 21719-1643 |
| Document Number | 0164870048 |
| Book / Page | 16487 / 48 |
| Map Reference | MB 86 PL 185 |
| Instrument Date | May 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 28 N WOODLAWN AVE, LAVALE, MD 21502-7253 |
The 2025 property tax bill for 17502 Mountain Top Rd was $7,036 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627,600 Land $61,900 Building $565,700 | $627,600 Land $61,900 Building $565,700 | |
| 2025 | $7,036.00 | ||
| 2023 | $642.00 | $54,800 (-) Land $54,800 | $54,800 (-) Land $54,800 |
| 2022 | $642.00 | $54,800 Land $54,800 | $54,800 Land $54,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 17502 Mountain Top Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17502 Mountain Top Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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