17548 Canopy Ct, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17548 Canopy Ct, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,448 sqft · built 2018
Lot Size	0.283 acres (12,351 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (May 2022)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-206-015`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-206-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,448 sqft Living Area
Gross Area	3,299 sqft
Flooring	Covered

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,351 sqft (0.283 acres)
Garage Area	627 sqft
Driveway	Driveway
Driveway Area	648 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	17548 CANOPY CT
City	PUNTA GORDA
State	FL
Zip	33982-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 02A 0000 0647 BABCOCK RANCH PHASE 2A LT 647 4323/729 4377/741 4977/1115
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2A
Legal Lot Number	647
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	385 RUNWAY BLVD, SOMERSET, KY 42503-4915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLIED FIRST BANK SB
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Nov 8, 2018	Grant Deed, Transfer NORTH AMERICAN TITLE
Jun 5, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	3097163
Deed Book / Page	4977 / 1115
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 4, 2022
Property Address	17548 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0049771115
Book / Page	4977 / 1115
Map Reference	MB 22 PG 11A-11J
Instrument Date	May 2, 2022
Instrument	3097163
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	NEW MARKET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15967 TALON TER, 15967, PUNTA GORDA, FL 33982-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 RUNWAY BLVD, SOMERSET, KY 42503-4915

Mortgage

Document Number	0049771117
Date	May 4, 2022
Instrument	4977/1117

Lender

Name	ALLIED FIRST BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17548 CANOPY CT, PUNTA GORDA, FL 33982-5043
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046062066
Date	Jul 28, 2020
Book Page	4606/2066
Instrument	2834660

Lender

Name	FIRST BANK
Type	Bank
Address	LABELLE, FL 33975

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 8, 2018
Property Address	17548 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0043770741
Book / Page	004377 / 000741
Instrument Date	Oct 30, 2018
Instrument	2660140
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,139.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1444 WINCHESTER AVE E LABELLE FL 339359176, LABELLE, FL 33935-9176

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 5, 2018
Property Address	17548 CANOPY CT, PUNTA GORDA, FL 33982-5043
Document Number	0043230729
Book / Page	004323 / 000729
Instrument Date	May 18, 2018
Instrument	2618438
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,552.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,866.00 (-33%)	$392,590 (-8.88%)	$489,980 (+6.56%) Land $87,000 Building $402,980
2023	$8,755.00 (+26.44%)	$430,852 (+22.65%)	$459,797 (+30.89%) Land $72,000 Building $387,797
2022	$6,924.00	$351,291 Land $51,000 Building $300,291	$351,291 Land $51,000 Building $300,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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