17501 Cedarwood Loop, Lutz, FL 33558 Property Records

Pasco County property record for 17501 Cedarwood Loop, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,324 sqft · built 1985
Lot Size1 acres (43,650 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Aug 2018)
Tax Bill$3,597 (2025)
Deeds & MortgagesJan 2021 Mortgage
Dec 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN32-26-18-0010-00000-3780

Property Details

APN / Parcel Number

Primary APN32-26-18-0010-00000-3780
Alternative APNs
  • 1826320010000003780
  • 1078506

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,324 sqft Living Area
Gross Area2,786 sqft
1st Floor Area2,252 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,650 sqft (1 acres)
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area770 sqft
Parking Spaces11 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchFlorida Room
Porch Area312 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address17501 CEDARWOOD LOOP
CityLUTZ
StateFL
Zip33558-5241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR1
Legal DescriptionSIERRA PINES UNREC PLAT LOT 378 DESC AS COM AT SE COR OF SEC TH N00DEG 23 37E 3002 FT TH N89DEG 42 55W 1854.55 FT TH N00DEG 02 19W 1357.51 FT TH N89DEG 42 00W 352 FT FOR POB TH N89DEG 42 00W 194 FT TH N00DEG 02 19W 225 FT TH S89DEG 42 00E 194 FT TH S
Legal Range18E
Legal Township26S
Legal Section32
Legal SubdivisionSIERRA PINES
Legal Tract10
Legal Lot Number378
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1009
Census Tract31605

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17501 CEDARWOOD LOOP, LUTZ, FL 33558-5241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 9, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 5, 2019Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Feb 3, 2020Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Aug 28, 2018Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Feb 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Deed Document Number2018145230
Deed Book / Page9778 / 3212
Prior Transfer DateOct 6, 2017
Prior Transfer Doc0096731940
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address17501 CEDARWOOD LOOP, LUTZ, FL 33558-5241
Transaction TypeMortgage
Record UpdatedJan 5, 2024
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0102552994
DateJan 12, 2021
Book Page10255/2994
Instrument2021006034
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term279 Months
DueApr 1, 2044

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address17501 CEDARWOOD LOOP, LUTZ, FL 33558-5241
Transaction TypeMortgage
Record UpdatedJan 5, 2024
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address17503 CEDARWOOD LOOP, LUTZ, FL 33558-5241

Mortgage

Document Number0105031086
DateDec 9, 2021
Book Page10503/1086
Instrument2021264945
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term269 Months
DueMay 1, 2044

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address17501 CEDARWOOD LOOP, LUTZ, FL 33558-5241
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099170349
DateJun 5, 2019
Book Page9917/0349
Instrument2019094307
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address17501 CEDARWOOD LOOP, LUTZ, FL 33558-5241
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100463347
DateFeb 3, 2020
Book Page10046/3347
Instrument2020018261
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term288 Months
DueFeb 1, 2044

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 28, 2018
Property Address17501 CEDARWOOD LOOP, LUTZ, FL 33558-5241
Document Number0097783212
Book / Page009778 / 003212
Instrument DateAug 20, 2018
Instrument145230
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4721 W TAMBAY AVE TAMPA FL 336111109, TAMPA, FL 33611-1109

Mortgage

Document Number97783215
DateAug 28, 2018
Book Page009778/003215
Instrument145231
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateFeb 5, 2018
Property Address17501 CEDARWOOD LOOP, LUTZ, FL 33558-5241
Document Number0096731940
Book / Page009673 / 001940
Instrument DateOct 6, 2017
Instrument19706
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address4750 W ANITA BLVD TAMPA FL 336111118, TAMPA, FL 33611-1118

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,640 (+2.9%)$476,111 (-0.56%) Land $96,030 Building $380,081
2025$3,597.00 (+2.57%) Homeowner's exemption$242,610 (+5.98%) Land $96,030 Building $146,580$478,789 (+6.72%) Land $96,030 Building $382,759
2024$3,507.00 (+3.94%)
2023$3,374.00 (+11.43%) Additional exemption filed$228,920 (+3%) Land $96,030 Building $132,890$448,632 (+12.61%) Land $96,030 Building $352,602
2022$3,028.00 Homeowner's exemption$222,260 Land $79,880 Building $142,380$398,406 Land $79,880 Building $318,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims30 (1987–2024)
Claims Outside the SFHA11 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000

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