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17520 Cedarwood Loop, Lutz, FL 33558 Property Records

Pasco County property record for 17520 Cedarwood Loop, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,361 sqft · built 1997
Lot Size1.55 acres (67,500 sqft)
Owner2 Individual Names on Record
Last Sale$227,500 (Aug 2019)
Tax Bill$1,743 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Apr 2019 Sale
Flood ZoneZone AE (high risk)
APN32-26-18-0010-00000-3480

Property Details

APN / Parcel Number

Primary APN32-26-18-0010-00000-3480
Alternative APNs
  • 1826320010000003480
  • 1078204

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,361 sqft Living Area
Gross Area2,054 sqft
1st Floor Area2,201 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area67,500 sqft (1.55 acres)
Garage TypeCarport
CarportCarport
Carport Area400 sqft

Exterior Amenities

PorchFinished/Screened Porch
Porch Area586 sqft
Patio Area200 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1078204
Old Parcel Number1826320010000003480
Street Address17520 CEDARWOOD LOOP
CityLUTZ
StateFL
Zip33558-5244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0AR1
Legal DescriptionSIERRA PINES UNREC LOT 348 COM SE COR SEC TH N00DEG23'37"E ALG EAST BDY SEC 3002.00 FT TH N89DEG42'55"W 1854.55 FT TH
Legal Range18E
Legal Township26S
Legal Section32
Legal SubdivisionSIERRA PINES
Legal Tract10
Legal Lot Number348
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1002
Census Tract31605

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17520 CEDARWOOD LOOP, LUTZ, FL 33558-5244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Apr 11, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleApr 11, 2019 · Amount on Record
Deed Document Number2019147739
Deed Book / Page9965 / 0956
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateAug 30, 2019
Property Address17520 CEDARWOOD LOOP, LUTZ, FL 33558-5244
Document Number0099650956
Book / Page009965 / 000956
Instrument DateAug 22, 2019
Instrument147739
Transaction TypeTransfer
Record UpdatedSep 13, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,592.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address17520 CEDARWOOD LOOP LUTZ FL 335585244, LUTZ, FL 33558-5244

Mortgage

Document Number99650958
DateAug 30, 2019
Book Page009965/000958
Instrument147740
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 11, 2019
Property Address17520 CEDARWOOD LOOP, LUTZ, FL 33558-5244
Document Number0098873312
Book / Page009887 / 003312
Instrument DateApr 4, 2019
Instrument60513
Transaction TypeTransfer
Record UpdatedApr 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,015.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5419 MILES BLVD PORT RICHEY FL 346686324, PORT RICHEY, FL 34668-6324

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,743.00 (+7.66%) Homeowner's exemption$132,370 (+5.98%) Land $67,413 Building $64,957$292,951 (+7.29%) Land $67,413 Building $225,538
2023$1,619.00 (+12.12%) Additional exemption filed$124,900 (+2.99%) Land $67,413 Building $57,487$273,050 (+13.48%) Land $67,413 Building $205,637
2022$1,444.00 Homeowner's exemption$121,270 Land $56,137 Building $65,133$240,608 Land $56,137 Building $184,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation59.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims30 (1987–2024)
Claims Outside the SFHA11 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

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