Pasco County property record for 17460 Cedarwood Loop, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,997 sqft · built 1997 |
| Lot Size | 1.31 acres (57,294 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Mar 2018) |
| Tax Bill | $3,176 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 32-26-18-0010-00000-3540 |
| Primary APN | 32-26-18-0010-00000-3540 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,997 sqft Living Area |
| Gross Area | 2,411 sqft |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 821 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 57,294 sqft (1.31 acres) |
| Garage Area | 414 sqft |
| Driveway | Driveway |
| Driveway Area | 1,240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1078303 |
|---|---|
| Street Address | 17460 CEDARWOOD LOOP |
| City | LUTZ |
| State | FL |
| Zip | 33558-5240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0AR1 |
| Legal Description | SIERRA PINES UNREC PLAT LOT 354 DESC AS COM AT SE COR OF SEC TH N00DEG23'37"E 3002.00 FT TH N89DEG42'55"W 1854.55 FT TH |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 32 |
| Legal Subdivision | SIERRA PINES |
| Legal Tract | 354 |
| Legal Lot Number | 354 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31605 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 17460 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK |
| Dec 19, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Mar 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on Record |
| Deed Sale | Mar 16, 2018 · Amount on Record |
| Prior Sale | Jul 6, 2012 · Amount on Record |
| Deed Document Number | 2018044727 |
| Deed Book / Page | 9693 / 2997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 17460 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 17460 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Investor | Possibly a Property Investor |
| Document Number | 0103300868 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 10330/868 |
| Instrument | 2021081721 |
| Name | INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 17460 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 17460 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Document Number | 0107391811 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 10739/1811 |
| Instrument | 2022263358 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 17460 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0100421457 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 10042/1457 |
| Instrument | 2020013107 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 17460 CEDARWOOD LOOP, LUTZ, FL 33558-5240 |
| Document Number | 0096932997 |
| Book / Page | 9693 / 2997 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018044727 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,399.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3237 AVON CT, 3237, LAND O LAKES, FL 34639-4700 |
| Name | Verified Name |
|---|---|
| Address | 3838 DUKE FIRTH ST, LAND O LAKES, FL 34638-7899 |
| Document Number | 2018044728 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2018044728 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,176.00 (+6.72%) Homeowner's exemption | $217,580 (+5.98%) Land $41,592 Building $175,988 | $300,978 (+8.95%) Land $41,592 Building $259,386 |
| 2023 | $2,976.00 (+11.54%) Additional exemption filed | $205,300 (+3%) Land $41,592 Building $163,708 | $276,246 (+12.98%) Land $41,592 Building $234,654 |
| 2022 | $2,668.00 Homeowner's exemption | $199,320 Land $34,662 Building $164,658 | $244,510 Land $34,662 Building $209,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 58.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 30 (1987–2024) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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