175 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 175 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,649 sqft · built 1896
Lot Size	0.461 acres (20,099 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jul 2017)
Tax Bill	$30,290 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-02606-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`13-02606-0000-00010`
Alternative APN	`130260600010`

Interior

Stories	2 Stories
Building Area	2,649 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Construction Type	Frame
Lot Area	20,099 sqft (0.461 acres)
Lot Dimensions	201 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130260600010
Street Address	175 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100X201
Legal Block	2606
Legal Lot Number	10
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3008
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY CAP
May 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 20, 2017	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on Record
Deed Sale	Jul 20, 2017 · Amount on Record
Prior Sale	Apr 11, 2002 · Amount on Record
Deed Document Number	201762994
Prior Transfer Date	Jul 16, 1993
Prior Transfer Doc	5270000501
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	175 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Transaction Type	Mortgage
Record Updated	Mar 29, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SUMMIT AVE, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	0000011937
Date	Feb 24, 2023
Instrument	2023011937

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	175 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Document Number	0000105058
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 SUMMIT AVE MONTCLAIR NJ 070431816, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	0000105058
Date	Oct 23, 2020
Instrument	105058

Lender

Name	ALLY CAP
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	175 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Document Number	0000055114
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 SUMMIT AVE MONTCLAIR NJ 070431816, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	0000055114
Date	Jun 17, 2019
Instrument	55114

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 16, 2059

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 20, 2017
Property Address	175 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Document Number	0000062994
Instrument Date	Jul 17, 2017
Instrument	62994
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 SUMMIT AVE MONTCLAIR NJ 070431816, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	62997
Date	Jul 20, 2017
Instrument	62997

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$861,500 (-) Land $425,300 Building $436,200	$861,500 (-) Land $425,300 Building $436,200
2025	$30,290.00 (+3.32%)	$861,500 (-) Land $425,300 Building $436,200	$861,500 (-) Land $425,300 Building $436,200
2024	$29,316.00 (+3.5%)
2023		$861,500 Land $425,300 Building $436,200	$861,500 Land $425,300 Building $436,200
2022	$28,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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