172 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 172 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,531 sqft · built 1902
Lot Size	0.32 acres (13,948 sqft)
Owner	2 Individual Names on File
Last Sale	$1,576,000 (Nov 2023)
Tax Bill	$29,854 (2025)
Deeds & Mortgages	Nov 2023 Sale Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02607-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`13-02607-0000-00021`
Alternative APN	`130260700021`

Interior

Stories	2 Stories
Building Area	2,531 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Construction Type	Frame
Lot Area	13,948 sqft (0.32 acres)
Lot Dimensions	186 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	130260700021
Street Address	172 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	75X186
Legal Block	2607
Legal Lot Number	21
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3006
Census Tract	16300

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1450 GARDEN ST, HOBOKEN, NJ 07030-4595
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed, Transfer FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Jun 30, 1999 · Amount on Record
Deed Document Number	202369584
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 20, 2023
Property Address	172 SUMMIT AVE, MONTCLAIR, NJ 07043-1817
Document Number	0000069584
Instrument Date	Nov 15, 2023
Instrument	2023069584
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$4,876.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 W 83RD ST # ST1A, ST1A, NEW YORK, NY 10024-4850

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1450 GARDEN ST, HOBOKEN, NJ 07030-4595

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	172 SUMMIT AVE, MONTCLAIR, NJ 07043-1817
Document Number	0000055320
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 SUMMIT AVE MONTCLAIR NJ 070431817, MONTCLAIR, NJ 07043-1817

Mortgage

Document Number	0000055320
Date	Jun 26, 2017
Instrument	55320

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$849,100 (-) Land $394,800 Building $454,300	$849,100 (-) Land $394,800 Building $454,300
2025	$29,854.00 (+9.35%)	$849,100 (+9.27%) Land $394,800 Building $454,300	$849,100 (+9.27%) Land $394,800 Building $454,300
2024	$27,302.00 (+6.85%)
2023		$777,100 (-) Land $394,800 Building $382,300	$777,100 (-) Land $394,800 Building $382,300
2022	$25,551.00 (+1.76%)	$777,100 Land $394,800 Building $382,300	$777,100 Land $394,800 Building $382,300
2021	$25,108.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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