169 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 169 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,427 sqft · built 1897
Lot Size	0.247 acres (10,746 sqft)
Owner	Individual Name on File
Last Sale	$894,125 (Oct 2019)
Tax Bill	$26,177 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-02606-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`13-02606-0000-00013`
Alternative APN	`130260600013`

Interior

Stories	2 Stories
Building Area	2,427 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Construction Type	Frame
Lot Area	10,746 sqft (0.247 acres)
Lot Dimensions	199 ft deep x 54 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130260600013
Street Address	169 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	54X199
Legal Block	2606
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3008
Census Tract	16300

Owner

169 Summit Ave is owned and occupied by an individual who bought it in October 2019.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	169 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 31, 2019	Grant Deed, Transfer · VA Mortgage QUICKEN LNS
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHFIELD BK
Oct 17, 2016	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Oct 2, 1996 · Amount on File
Deed Document Number	2019103838
Prior Transfer Date	Nov 5, 2010
Prior Transfer Doc	0010091566
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	169 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SUMMIT AVE, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	0000007814
Date	Feb 9, 2024
Instrument	2024007814

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	169 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Document Number	0000120967
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 SUMMIT AVE MONTCLAIR NJ 070431816, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	0000120967
Date	Dec 4, 2020
Instrument	120967

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 31, 2019
Property Address	169 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Document Number	0000103838
Instrument Date	Oct 26, 2019
Instrument	103838
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SUMMIT AVE MONTCLAIR NJ 070431816, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	103839
Date	Oct 31, 2019
Instrument	103839

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	169 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Document Number	0000035175
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SUMMIT AVE MONTCLAIR NJ 070431816, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	0000035175
Date	Apr 24, 2018
Instrument	35175

Lender

Name	NORTHFIELD BK
Type	Bank
Address	WOODBRIDGE, NJ 07095

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 23, 2043

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	169 SUMMIT AVE, MONTCLAIR, NJ 07043-1816
Document Number	0000075601
Instrument Date	Oct 17, 2016
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 SUMMIT AVE MONTCLAIR NJ 070431816, MONTCLAIR, NJ 07043-1816

Mortgage

Document Number	0000075601
Date	Aug 25, 2017
Instrument	75601

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 24, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 169 Summit Ave was $26,177, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,500 (-) Land $378,800 Building $365,700	$744,500 (-) Land $378,800 Building $365,700
2025	$26,177.00 (+3.32%)	$744,500 Land $378,800 Building $365,700	$744,500 Land $378,800 Building $365,700
2024	$25,335.00
2023		$744,500 Land $378,800 Building $365,700	$744,500 Land $378,800 Building $365,700
2022	$24,479.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 169 Summit Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	159 units insured incl. 154 condo units
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures