175 Prospect St, Kalamazoo, MI 49006 Property Records

Kalamazoo County property record for 175 Prospect St, Kalamazoo, MI 49006

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 1915
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$192,500 (Apr 2020)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-16-317-010`

Property Details

APN / Parcel Number

Primary APN	`06-16-317-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,068 sqft Living Area
1st Floor Area	1,361 sqft
Basement Area	1,361 sqft
Unfinished Basement	1,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	7,405 sqft (0.17 acres)
Lot Width	67 ft Width
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	175 PROSPECT ST
City	KALAMAZOO
State	MI
Zip	49006-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	24024 THE REVISED PLAT OF HENDERSON PARK PART OF LOT 10 COM ON S LI MAIN ST 32.25FT ELY FROM NW COR SD LOT S LY 60 FT TO PT
Legal Subdivision	HENDERSON PARK
Legal Lot Number	10S
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	4
Census Block	4008
Census Tract	500

Owner

175 Prospect St is owned and occupied by two individuals who bought it in April 2020.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 PROSPECT ST, KALAMAZOO, MI 49006-4443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 29, 2020	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Deed Document Number	202013292
Prior Transfer Date	Mar 5, 2020
Prior Transfer Doc	2020013294
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 29, 2020
Property Address	175 PROSPECT ST, KALAMAZOO, MI 49006-4443
Document Number	2020013292
Map Reference	LB 5 PG 40
Instrument Date	Apr 25, 2020
Instrument	2020-013292
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,655.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 PROSPECT ST, 175, KALAMAZOO, MI 49006-4443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 LUCY RD, HOWELL, MI 48843-2408

Mortgage

Document Number	2020013293
Date	Apr 29, 2020
Instrument	2020-013293

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 29, 2020
Property Address	175 PROSPECT ST, KALAMAZOO, MI 49006-4443
Document Number	2020013294
Map Reference	LB 5 PG 40
Instrument Date	Mar 5, 2020
Instrument	2020-013294
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 LUCY RD, HOWELL, MI 48843-2408

Tax Assessment & Valuation

The 2025 property tax bill for 175 Prospect St was $3,238 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,500 (+6.26%)	$309,000 (+6.26%)
2025	$3,238.00 Homeowner's exemption	$145,400	$290,800
2023		$104,400	$208,800
2019	$3,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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