Kalamazoo County property record for 172 Prospect St, Kalamazoo, MI 49006
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1917 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-16-318-009 |
| Primary APN | 06-16-318-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 33 ft deep x 47 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 172 PROSPECT ST |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49006-4444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | 24020 THE REVISED PLAT OF HENDERSON PARK N 46.58FT OF S 112.58 FT OF LOT 9AS MEAS ON E LI SD LOT. |
| Legal Subdivision | REVISED OF HENDERSON PARK |
| Legal Lot Number | 9A |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | KALAMAZOO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 500 |
172 Prospect St is owned and occupied by two individuals.
Source: Kalamazoo County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 PROSPECT ST, KALAMAZOO, MI 49006-4444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 172 PROSPECT ST, KALAMAZOO, MI 49006-4444 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-025101 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 2017-025101 |
| Name | BANK AMERICA FSB |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 172 Prospect St was $2,996 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| Municipality | Kalamazoo City |
| Unified School District | Kalamazoo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,200 | $170,400 | |
| 2025 | $2,996.00 Homeowner's exemption | ||
| 2023 | $60,200 | $120,400 | |
| 2019 | $2,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 Prospect St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1999–2000) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2000 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 172 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO serves 192,992 people · EPA ID MI0003520 |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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