151 Prospect St, Kalamazoo, MI 49006 Property Records

Kalamazoo County property record for 151 Prospect St, Kalamazoo, MI 49006

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,186 sqft · built 1911
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$287,500 (Jun 2019)
Tax Bill	$5,927 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-322-016`

Property Details

APN / Parcel Number

Primary APN	`06-16-322-016`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,186 sqft Living Area
1st Floor Area	1,422 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	48.6 ft deep x 65.4 ft wide
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	151 PROSPECT ST
City	KALAMAZOO
State	MI
Zip	49006-4443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Description	24038 THE REVISED PLAT OF HENDERSON PARK PART OF LOTS 15, 16 & 17 COM ON A PT IN W LI PROSPECT ST 9 FT SLY FROM NE COR LOT 16
Legal Subdivision	REVISED PLAT OF HENDERSON PARK
Legal Lot Number	15-16
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	4
Census Block	4008
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Henderson Park-West Main Hill Historic District listed 1995 · 134 contributing resources · NRIS 95000871

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	151 PROSPECT ST, KALAMAZOO, MI 49006-4443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	May 23, 2006 · Amount on Record
Deed Document Number	201916696
Prior Transfer Date	Nov 14, 2003
Prior Transfer Doc	0000080028
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	151 PROSPECT ST, KALAMAZOO, MI 49006-4443
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 PROSPECT ST, KALAMAZOO, MI 49006-4443

Mortgage

Document Number	2022003614
Date	Jan 28, 2022
Instrument	2022-003614

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 17, 2019
Property Address	151 PROSPECT ST, KALAMAZOO, MI 49006-4443
Document Number	2019016696
Map Reference	LB 5 PG 40
Instrument Date	Jun 4, 2019
Instrument	2019-016696
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1732 GREENLAWN AVE, KALAMAZOO, MI 49006-4465

Mortgage

Document Number	2019016697
Date	Jun 17, 2019
Instrument	2019-016697

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,300 (+51.39%)	$578,600 (+51.39%)
2025	$5,927.00 (-7.98%) Homeowner's exemption
2023		$191,100	$382,200
2019	$6,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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