175 Plumosa St, Oceanside, CA 92058 Property Records

San Diego County property record for 175 Plumosa St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,878 sqft · built 1999
Lot Size	0.244 acres (10,632 sqft)
Owner	Individual Name on Record
Last Sale	$796,000 (Nov 2021)
Tax Bill	$9,413 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`157-881-56-00`

Property Details

APN / Parcel Number

Primary APN	`157-881-56-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	10,632 sqft (0.244 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	175 PLUMOSA ST
City	OCEANSIDE
State	CA
Zip	92058-7971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 135 TR 013468
Legal Subdivision	OCEANSIDE 1
Legal Tract	013468
Legal Block	2
Legal Lot Number	135
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Nov 2, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	2021763351
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0000414032
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2026
Property Address	175 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Document Number	0000170037
Instrument Date	Jun 3, 2026
Instrument	2026170037
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PLUMOSA ST, OCEANSIDE, CA 92058-7971

Mortgage

Document Number	0000170037,
Date	Jun 12, 2026
Instrument	2026170037

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	175 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PLUMOSA ST, OCEANSIDE, CA 92058-7971

Mortgage

Document Number	0000861845
Date	Dec 22, 2021
Instrument	2021-0861845

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2021
Property Address	175 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Document Number	0000763351
Map Reference	MAP 13468
Instrument Date	Oct 20, 2021
Instrument	2021-0763351
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PLUMOSA ST, OCEANSIDE, CA 92058-7971

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$861,612 (+2%) Land $417,201 Building $444,411
2025	$9,413.00 (+5.21%) Homeowner's exemption	$844,719 (+4.04%) Land $409,021 Building $435,698
2023	$8,947.00 (+1.56%) Homeowner's exemption	$811,919 Land $393,139 Building $418,780
2022	$8,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured incl. 54 condo units
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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