184 Plumosa St, Oceanside, CA 92058 Property Records

San Diego County property record for 184 Plumosa St, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,322 sqft · built 1999
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Nov 2014)
Tax Bill$5,088 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN157-881-50-00

Property Details

APN / Parcel Number

Primary APN157-881-50-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,322 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address184 PLUMOSA ST
CityOCEANSIDE
StateCA
Zip92058-7970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 121 TR 013468
Legal SubdivisionOCEANSIDE 1
Legal Tract013468
Legal Block2
Legal Lot Number121
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract18613

Owner

184 Plumosa St is owned and occupied by two individuals who bought it in November 2014.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address184 PLUMOSA ST, OCEANSIDE, CA 92058-7970
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2014 · Amount on File
Deed SaleNov 13, 2014 · Amount on File
Prior SaleJan 22, 2001 · Amount on File
Deed Document Number2014495642
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2026
Property Address184 PLUMOSA ST, OCEANSIDE, CA 92058-7970
Document Number0000171316
Instrument DateMay 29, 2026
Instrument2026171316
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address184 PLUMOSA ST, OCEANSIDE, CA 92058-7970
InvestorPossibly a Property Investor

Mortgage

Document Number0000171316,
DateJun 15, 2026
Instrument2026171316
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 29, 2056
Interest
Rate6.3%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address184 PLUMOSA ST, OCEANSIDE, CA 92058-7970
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 PLUMOSA ST, OCEANSIDE, CA 92058-7970

Mortgage

Document Number0000518968
DateSep 8, 2020
Instrument2020-0518968
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 184 Plumosa St was $5,088.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$459,696 (+2%) Land $227,777 Building $231,919
2025$5,088.00$450,683 Land $223,311 Building $227,372
2023$4,837.00 (+1.53%)$433,185 Land $214,641 Building $218,544
2022$4,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 184 Plumosa St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A99, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies59 units insured
incl. 54 condo units
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Plumosa St is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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