183 Plumosa St, Oceanside, CA 92058 Property Records

San Diego County property record for 183 Plumosa St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,723 sqft · built 1999
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on Record
Last Sale	$920,000 (Jan 2026)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`157-881-52-00`

Property Details

APN / Parcel Number

Primary APN	`157-881-52-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,723 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	183 PLUMOSA ST
City	OCEANSIDE
State	CA
Zip	92058-7971
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 131 TR 013468
Legal Subdivision	OCEANSIDE 1
Legal Tract	013468
Legal Block	2
Legal Lot Number	131
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	883 CAYLEY AVE, SAN MARCOS, CA 92069-7309
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK
Jan 15, 2026	Grant Deed, Transfer WESTERN RESOURCES TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Jun 16, 2025 · Amount on Record
Deed Document Number	202612630
Prior Transfer Date	May 21, 2003
Prior Transfer Doc	0000710959
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2026
Property Address	183 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Document Number	0000106817
Instrument Date	Apr 11, 2026
Instrument	2026106817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	183 PLUMOSA ST, OCEANSIDE, CA 92058-7971

Mortgage

Document Number	0000106817,
Date	Apr 16, 2026
Instrument	2026106817

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 15, 2026
Property Address	183 PLUMOSA ST, OCEANSIDE, CA 92058-7971
Document Number	0000012630
Map Reference	MAP 13468
Instrument Date	Jan 7, 2026
Instrument	2026-0012630
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	883 CAYLEY AVE, SAN MARCOS, CA 92069-7309

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$814,980 (+183.98%) Land $632,400 Building $182,580
2025	$3,181.00 (+2.02%)	$286,983 (+4.04%) Land $63,640 Building $223,343
2024	$3,118.00 (+3.21%)
2023	$3,021.00 (+1.58%) Homeowner's exemption	$275,841 Land $61,170 Building $214,671
2022	$2,974.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured incl. 54 condo units
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, T-Mobile, Verizon.

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