121 N Sayers Rd, Troy, OH 45373 Property Records

Miami County property record for 121 N Sayers Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,696 sqft · built 2011
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2011)
Tax Bill	$7,636 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`K30-019400`

Property Details

APN / Parcel Number

Primary APN	`K30-019400`
Alternative APNs	`011005.0-03-048-00` `K30ST009D00300`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,696 sqft Living Area
1st Floor Area	2,696 sqft
Basement Area	2,696 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	218,236 sqft (5.01 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Patio Area	448 sqft
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	K30ST009D00300
Street Address	121 N SAYERS RD
City	TROY
State	OH
Zip	45373-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-1-5 PT NE PT NE
Legal Range	01
Legal Township	10
Legal Section	05
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4007
Census Tract	365102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 N SAYERS RD, TROY, OH 45373-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Jun 21, 2024	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2011 · Amount on Record
Deed Sale	Oct 7, 2011 · Amount on Record
Prior Sale	May 6, 2011 · Amount on Record
Deed Document Number	1399
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	121 N SAYERS RD, TROY, OH 45373-9604
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010559
Date	Jun 16, 2021
Instrument	2021OR-10559

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	121 N SAYERS RD, TROY, OH 45373-9604
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006166
Date	Jun 21, 2024
Instrument	2024OR-06166

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 18, 2054

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,636.00 (+8.01%) Homeowner's exemption	$244,130 (+18.88%) Land $39,480 Building $204,650	$697,500 (+18.89%) Land $112,800 Building $584,700
2024	$7,070.00 (+1.51%) Homeowner's exemption	$205,350 (-) Land $38,990 Building $166,360
2023	$6,965.00 (-4.05%) Homeowner's exemption	$205,350 (-) Land $38,990 Building $166,360	$586,700 (-) Land $111,400 Building $475,300
2022	$7,259.00 Homeowner's exemption	$205,350 Land $38,990 Building $166,360	$586,700 Land $111,400 Building $475,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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