130 N Sayers Rd, Troy, OH 45373 Property Records

Miami County property record for 130 N Sayers Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1967
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$209,250 (Aug 2020)
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K30-047908`

Property Details

APN / Parcel Number

Primary APN	`K30-047908`
Alternative APNs	`011005.0-03-028-00` `K30ST009D03800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	3,136 sqft
Basement Area	1,168 sqft
Unfinished Basement	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	40,946 sqft (0.94 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	352 sqft
Canopy	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	130 N SAYERS RD
City	TROY
State	OH
Zip	45373-8661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-1-5 LOT 9 PRAIRIE PARK #1
Legal Range	10
Legal Township	01
Legal Section	05
Legal Subdivision	PRAIRIE PARK #1
Legal Lot Number	9
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	4
Census Block	4006
Census Tract	365102

Owner

130 N Sayers Rd is owned and occupied by an individual who bought it in August 2020.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	130 N SAYERS RD, TROY, OH 45373-8661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	20202020OR-10639
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	130 N SAYERS RD, TROY, OH 45373-8661
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N SAYERS RD, TROY, OH 45373-8661

Mortgage

Document Number	0000018090
Date	Dec 28, 2022
Instrument	2022OR-18090

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 4, 2020
Property Address	130 N SAYERS RD, TROY, OH 45373-8661
Document Number	0000010639
Map Reference	MB 7 PG 124
Instrument Date	Jul 31, 2020
Instrument	2020OR-10639
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 N SAYERS RD, TROY, OH 45373-8661

Mortgage

Document Number	0000010640
Date	Aug 4, 2020
Instrument	2020OR-10640

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 130 N Sayers Rd was $2,664 with a homeowner's exemption, up 16% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,664.00 (+15.98%) Homeowner's exemption	$91,390 (+36.63%) Land $15,890 Building $75,500	$261,100 Land $45,400 Building $215,700
2024	$2,297.00 (+1.5%) Homeowner's exemption	$66,890 (-) Land $13,480 Building $53,410
2023	$2,263.00 (-4.03%) Homeowner's exemption	$66,890 (-) Land $13,480 Building $53,410	$191,100 (-) Land $38,500 Building $152,600
2022	$2,358.00 Homeowner's exemption	$66,890 Land $13,480 Building $53,410	$191,100 Land $38,500 Building $152,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 130 N Sayers Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 N Sayers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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