175 Montgomery St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 175 Montgomery St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1950
Lot Size0.168 acres (7,298 sqft)
OwnerIndividual Name on File
Tax Bill$4,031 (2026)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN257-00031

Property Details

APN / Parcel Number

Primary APN257-00031
Alternative APN
  • CHIC M:0257 P:00031

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
Gross Area2,734 sqft
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,298 sqft (0.168 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number257-00031
Street Address175 MONTGOMERY ST
CityCHICOPEE
StateMA
Zip01020-1908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2047
Census Tract810601

Owner

175 Montgomery St is owned and occupied by an individual.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address175 MONTGOMERY ST, CHICOPEE, MA 01020-1908
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address175 MONTGOMERY ST, CHICOPEE, MA 01020-1908
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22240-338
DateJun 28, 2018
Book Page22240/338
Instrument36572
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 175 Montgomery St was $4,031, up 7.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,031.00 (+7.69%)$264,500 (+7.13%) Land $105,700 Building $158,800$270,905 (+19.77%)
2025$3,743.00 (+5.26%)$246,900 (+2.49%) Land $96,300 Building $150,600$226,195
2024$3,556.00 (+5.3%)$240,900 (+8.08%) Land $94,400 Building $146,500
2023$3,377.00$222,900 Land $85,800 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Montgomery St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Montgomery St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Montgomery St

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