155 Montgomery St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 155 Montgomery St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1955
Lot Size	0.318 acres (13,855 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,462 (2026)
Deeds & Mortgages	Mar 2023 Sale Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-00034`

Property Details

APN / Parcel Number

Primary APN	`257-00034`
Alternative APN	`CHIC M:0257 P:00034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	988 sqft
Attic	Attic
Attic Area	972 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,855 sqft (0.318 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	257-00034
Street Address	155 MONTGOMERY ST
City	CHICOPEE
State	MA
Zip	01020-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2047
Census Tract	810601

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 MONTGOMERY ST, CHICOPEE, MA 01020-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed, Transfer
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 21, 2023
Transfer Doc	024945-161
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 22, 2023
Property Address	155 MONTGOMERY ST, CHICOPEE, MA 01020-1908
Document Number	024945-161
Book / Page	24945 / 161
Instrument Date	Mar 21, 2023
Instrument	12769
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	155 MONTGOMERY ST, CHICOPEE, MA 01020-1908

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	155 MONTGOMERY ST, CHICOPEE, MA 01020-1908
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024798-383
Date	Nov 9, 2022
Book Page	24798/383
Instrument	66458

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,462.00 (+8.12%)	$292,800 (+7.57%) Land $123,800 Building $169,000	$309,420 (+36.79%)
2025	$4,127.00 (+5.44%)	$272,200 (+2.64%) Land $112,900 Building $159,300	$226,195
2024	$3,914.00 (+13.15%)	$265,200 (+16.16%) Land $110,700 Building $154,500
2023	$3,459.00	$228,300 Land $85,100 Building $143,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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