189 Montgomery St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 189 Montgomery St, Chicopee, MA 01020

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,240 sqft · built 1929
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2024)
Tax Bill	$3,603 (2026)
Deeds & Mortgages	Dec 2022 Sale Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`284-00047`

Property Details

APN / Parcel Number

Primary APN	`284-00047`
Alternative APN	`CHIC M:0284 P:00047`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,240 sqft Living Area
Gross Area	5,112 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	284-00047
Street Address	189 MONTGOMERY ST
City	CHICOPEE
State	MA
Zip	01020-1908
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	6
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2047
Census Tract	810601

Owner

189 Montgomery St, a triplex, is owned by two individuals who bought it in June 2024.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	155 OAKLAND ST, 1L, SPRINGFIELD, MA 01108-1786
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Redemption Deed, Transfer
Aug 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Aug 25, 2017
Deed Document Number	202426504
Deed Book / Page	25458 / 131
Prior Transfer Date	Jun 13, 2024
Prior Transfer Doc	025458-131
Record Updated	Oct 29, 2026

December 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 8, 2022
Property Address	189 MONTGOMERY ST, CHICOPEE, MA 01020-1908
Document Number	024832-299
Book / Page	24832 / 299
Instrument Date	Nov 2, 2022
Instrument	71514
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 25, 2017
Property Address	189 MONTGOMERY ST, CHICOPEE, MA 01020-1908
Document Number	21830-586
Book / Page	021830 / 000586
Instrument Date	Jul 31, 2017
Instrument	49877
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 MONTGOMERY ST CHICOPEE MA 010201908, CHICOPEE, MA 01020-1908

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,603.00 (-21.28%)	$236,400 (-21.7%) Land $109,600 Building $126,800
2025	$4,577.00 (+7.42%)	$301,900 (+4.57%) Land $99,600 Building $202,300
2024	$4,261.00 (+8.01%)	$288,700 (+10.87%) Land $97,700 Building $191,000
2023	$3,945.00	$260,400 Land $88,800 Building $171,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 189 Montgomery St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 189 Montgomery St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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