St. Mary's County property record for 17490 Lighthouse Commons Dr, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 7,301 sqft (0.168 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2026) |
| Tax Bill | $930.00 (2025) |
| Primary APN | 02-045400 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,301 sqft (0.168 acres) |
|---|
| Account Number | 045400 |
|---|---|
| Street Address | 17490 LIGHTHOUSE COMMONS DR |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3037 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | LOT 17 PHASE ONE PLAT 64/76 LIGHTHOUSE COMMONS SUB |
| Legal Subdivision | LIGHTHOUSE COMMONS SUB |
| Legal Phase | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | ST MARY'S MD |
| Minor Civil Division | 2, VALLEY LEE |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-045400
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17490 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed, Transfer · Veterans Administration Mortgage LOANSTEADY LLC |
| Mar 03, 2020 | Deed, Transfer · Stand Alone First Mortgage OLD LINE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Mar 03, 2020 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 6867 / 423 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 19, 2026 |
| Property Address | 17490 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037 |
| Document Number | 0068670423 |
| Book / Page | 6867 / 423 |
| Map Reference | LB 64 FO 76 |
| Instrument Date | Mar 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 17490 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037 |
| Document Number | 0006867430 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 6867/430 |
| Name | LOANSTEADY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Mar 03, 2020 |
| Property Address | 17490 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037 |
| Document Number | 0052820118 |
| Book / Page | 5282 / 118 |
| Map Reference | LB 64 FO 76 PL 1-4 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20294 POINT LOOKOUT RD, GREAT MILLS, MD 20634-2335 |
| Investor | Possibly a Property Investor |
| Document Number | 0005282123 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 5282/123 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,600 (+509.77%) | $542,000 (+515.91%) Land $103,000 Building $439,000 | |
| 2025 | $930.00 (+0.11%) | $88,000 (-) Land $88,000 | $88,000 (-) Land $88,000 |
| 2023 | $929.00 | $88,000 Land $88,000 | $88,000 Land $88,000 |
17490 Lighthouse Commons Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Mary's County (24037C), updated May 14, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 13th in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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