17450 Lighthouse Commons Dr, Piney Point, MD 20674 Property Records

St. Mary's County property record for 17450 Lighthouse Commons Dr, Piney Point, MD 20674

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,929 sqft · built 2014
Lot Size	0.306 acres (13,312 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Mar 2024)
Tax Bill	$6,247 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-045443`

Property Details

APN / Parcel Number

Primary APN	`02-045443`
Alternative APN	`045443`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,929 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,312 sqft (0.306 acres)
Garage Type	Detached
Garage Area	600 sqft

Exterior Amenities

Pool Area	504 sqft
Porch	Slab
Porch Area	482 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045443
Street Address	17450 LIGHTHOUSE COMMONS DR
City	PINEY POINT
State	MD
Zip	20674-3037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 21 PHASE ONE LIGHTHOUSE COMMONS SUBD
Legal Subdivision	PHASE ONE LIGHTHOUSE COMMONS SUB
Legal Lot Number	21
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3012
Census Tract	876101

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Mar 4, 2024	Deed, Transfer · VA Mortgage VELLUM MORTGAGE LLC
Oct 8, 2021	Deed, Transfer LIGHTHOUSE TITLE
May 25, 2021	Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Dec 1, 2017	Deed, Transfer · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	May 25, 2021 · Amount on Record
Deed Book / Page	6474 / 336
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	UNKNOWN, FREEDOM FIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037

Mortgage

Document Number	0068450385
Date	Feb 9, 2026
Book Page	6845/385

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 4, 2024
Property Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Document Number	0064740336
Book / Page	6474 / 336
Map Reference	MB 64 FO 76
Instrument Date	Feb 29, 2024
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037

Mortgage

Document Number	0006474344
Date	Mar 4, 2024
Instrument	6474/344

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 8, 2021
Property Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Document Number	0059440003
Book / Page	5944 / 3
Map Reference	MB 64 FO 76
Instrument Date	Sep 28, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 25, 2021
Property Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Document Number	0057890196
Book / Page	5789 / 196
Map Reference	MB 64 FO 76
Instrument Date	May 17, 2021
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037

Mortgage

Document Number	5789203
Date	May 25, 2021
Instrument	5789/203

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054880228
Date	Oct 2, 2020
Book Page	5488/228

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 1, 2017
Property Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Document Number	0047740406
Book / Page	4774 / 406
Map Reference	NB64 FO76
Instrument Date	Nov 27, 2017
Instrument	4774-406
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17450 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037

Mortgage

Document Number	4774412
Date	Dec 1, 2017
Instrument	4774-412

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,333 (+26.34%)	$735,800 (+22.92%) Land $111,900 Building $623,900
2025	$6,247.00 (+11.75%) Homeowner's exemption
2023	$5,590.00	$510,000	$598,600 Land $97,900 Building $500,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured incl. 6 condo units
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

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