17485 Lighthouse Commons Dr, Piney Point, MD 20674 Property Records

St. Mary's County property record for 17485 Lighthouse Commons Dr, Piney Point, MD 20674 · Last verified August 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.15 acres (6,525 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jun 2025)
Tax Bill	$922 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-045389`

Property Details

APN / Parcel Number

Primary APN	`02-045389`
Alternative APN	`045389`

Exterior

Lot Area	6,525 sqft (0.15 acres)

Location & Zoning

Account Number	045389
Street Address	17485 LIGHTHOUSE COMMONS DR
City	PINEY POINT
State	MD
Zip	20674-3037
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 500-15 LIGHTHOUSE COMMONS SUB
Legal Subdivision	LIGHTHOUSE COMMONS SUB
Legal Phase	1
Legal Lot Number	15
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3012
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-045389

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17485 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Mar 03, 2020 · Amount on Record
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 03, 2020
Property Address	17485 LIGHTHOUSE COMMONS DR, PINEY POINT, MD 20674-3037
Document Number	0052820118
Book / Page	5282 / 118
Map Reference	LB 64 FO 76 PL 1-4
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20294 POINT LOOKOUT RD, GREAT MILLS, MD 20634-2335
Investor	Possibly a Property Investor

Mortgage

Document Number	0005282123
Date	Mar 03, 2020
Instrument	5282/123

Lender

Name	OLD LINE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,733 (+529.28%)	$568,800 (+552.29%) Land $102,100 Building $466,700
2025	$922.00 (+0.11%)
2023	$921.00	$87,200 Land $87,200	$87,200 Land $87,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 221 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured (6 under condo master policies) 168 of 221 individual policies on primary residences
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022, river or lake flooding
Flood Events	Hurricane Isabel (Sep 2003), 5 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.