1749 43rd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1749 43rd Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,084 sqft · built 1952
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Company Names on Record
Last Sale	$1,150,000 (Sep 2025)
Tax Bill	$15,030 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`034-121-21`

Property Details

APN / Parcel Number

Primary APN	`034-121-21`
Alternative APN	`034-121-21-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,084 sqft Living Area
Gross Area	1,324 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1749 43RD AVE
City	CAPITOLA
State	CA
Zip	95010-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAPITOLA HEIGHTS
Legal Block	H
Legal Lot Number	37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2007
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	714 WILLIS AVE, SAN JOSE, CA 95125-1547
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Sep 26, 2025	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	202520506
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	0000020822
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 21, 2025
Property Address	1749 43RD AVE, CAPITOLA, CA 95010-3509
Document Number	0000025160
Map Reference	MB 13 PG 31
Instrument Date	Nov 19, 2025
Instrument	2025-0025160
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, ESSENT TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1749 43RD AVE, CAPITOLA, CA 95010-3509

Mortgage

Document Number	0000025161
Date	Nov 21, 2025
Instrument	2025-0025161

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 1, 2035
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	SOFR Average 30-Day
Max Rate	10.1%

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 26, 2025
Property Address	1749 43RD AVE, CAPITOLA, CA 95010-3509
Document Number	0000020506
Map Reference	MB 13 PG 31
Instrument Date	Sep 24, 2025
Instrument	2025-0020506
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	714 WILLIS AVE, SAN JOSE, CA 95125-1547

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,150,000 (-4.05%) Land $908,500 Building $241,500
2025	$15,030.00 (+62.49%)	$1,198,500 (+60.11%) Land $943,500 Building $255,000
2023	$9,250.00 (+1.28%) Homeowner's exemption	$748,558 Land $609,936 Building $138,622	$926,460
2022	$9,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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