1741 43rd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1741 43rd Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,216 sqft · built 1952
Lot Size0.092 acres (4,008 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (May 2007)
Tax Bill$9,274 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034-121-20

Property Details

APN / Parcel Number

Primary APN034-121-20
Alternative APN
  • 034-121-20-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
Gross Area1,496 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,008 sqft (0.092 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1741 43RD AVE
CityCAPITOLA
StateCA
Zip95010-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK H LOT 38
Legal SubdivisionCAPITOLA HEIGHTS
Legal Lot Number38
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2007
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1741 43RD AVE, CAPITOLA, CA 95010-3509
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2019Deed of Trust, Mortgage · Line of Credit
CITIBANK NA
Aug 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Aug 21, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2007 · Amount on Record
Deed SaleMay 4, 2007 · Amount on Record
Prior SaleMay 13, 2003 · Amount on Record
Deed Document Number200725179
Prior Transfer DateApr 11, 1995
Prior Transfer Doc0000018714
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1741 43RD AVE, CAPITOLA, CA 95010-3509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001955
DateJan 25, 2019
Instrument2019-0001955
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 21, 2020
Property Address1741 43RD AVE, CAPITOLA, CA 95010-3509
Document Number0000032280
Map ReferenceVOL 13 PG 31
Instrument DateAug 14, 2020
Instrument2020-0032280
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1741 43RD AVE, CAPITOLA, CA 95010-3509

Mortgage

Document Number0000032281
DateAug 21, 2020
Instrument2020-0032281
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 21, 2020
Property Address1741 43RD AVE, CAPITOLA, CA 95010-3509
Document Number0000032279
Instrument DateAug 10, 2020
Instrument32279
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1741 43RD AVE CAPITOLA CA 950103509, CAPITOLA, CA 95010-3509

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$705,476 (+2%) Land $524,602 Building $180,874
2025$9,274.00 (+10.22%)$691,643 (+4.04%) Land $514,316 Building $177,327
2023$8,414.00 (+1.32%)$664,785 Land $494,344 Building $170,441$913,770
2022$8,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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