1738 43rd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1738 43rd Ave, Capitola, CA 95010

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 400 sqft · built 1963
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on Record
Last Sale$869,000 (Jul 2005)
Tax Bill$6,756 (2025)
Deeds & MortgagesDec 2021 Transfer
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN034-122-08

Property Details

APN / Parcel Number

Primary APN034-122-08
Alternative APN
  • 034-122-08-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area400 sqft Total Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleDuplex Single
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area4,487 sqft (0.103 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1736 43RD AVE
CityCAPITOLA
StateCA
Zip95010-3510
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal SubdivisionCAPITOLA HEIGHTS
Legal Lot Number7,8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1738 43RD AVE, CAPITOLA, CA 95010-3510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
Dec 7, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2005 · Amount on Record
Deed SaleJul 22, 2005 · Amount on Record
Prior SaleFeb 11, 2005 · Amount on Record
Deed Document Number200550403
Prior Transfer DateMay 23, 1995
Prior Transfer Doc0000026434
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 7, 2021
Property Address1738 43RD AVE, CAPITOLA, CA 95010-3510
Document Number0000059415
Map ReferenceMB 13 PG 31
Instrument DateNov 15, 2021
Instrument2021-0059415
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1736 43RD AVE # 1738, 1738, CAPITOLA, CA 95010-3510

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 7, 2021
Property Address1738 43RD AVE, CAPITOLA, CA 95010-3510
Document Number0000059413
Map ReferenceMB 13 PG 31
Instrument DateNov 15, 2021
Instrument2021-0059413
Transaction TypeTransfer
Record UpdatedSep 5, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1736 43RD AVE # 1738, 1738, CAPITOLA, CA 95010-3510

Mortgage

Document Number0000059414
DateDec 7, 2021
Instrument2021-0059414
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$407,768 (+2%) Land $147,254 Building $260,514
2025$6,756.00 (+11.6%) Homeowner's exemption$399,772 (+4.04%) Land $144,366 Building $255,406
2023$6,054.00 (+2.19%) Homeowner's exemption$384,248 Land $138,760 Building $245,488
2022$5,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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