Polk County property record for 1742 Ruby Ln, Lake Alfred, FL 33850
| Property Type | Single Family Home |
|---|---|
| Details | built 2026 |
| Lot Size | 0.138 acres (6,016 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,500 (Jun 2026) |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-27-18-489350-003950 |
| Primary APN | 26-27-18-489350-003950 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2026 |
|---|---|
| Lot Area | 6,016 sqft (0.138 acres) |
| Street Address | 1742 RUBY LN |
|---|---|
| City | LAKE ALFRED |
| State | FL |
| Zip | 33850-7148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERLAKE PHASE 2 PB 205 PGS 18-25 LOT 395 |
| Legal Subdivision | SILVERLAKE PHASE 2 |
| Legal Lot Number | 395 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12409 |
Source: Polk County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1742 RUBY LN, LAKE ALFRED, FL 33850-7148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Deed Document Number | 2026150120 |
| Deed Book / Page | 14048 / 2296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 1742 RUBY LN, LAKE ALFRED, FL 33850-7148 |
| Document Number | 0000150120 |
| Book / Page | 14048 / 2296 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 2026150120 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329,108.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1742 RUBY LN, LAKE ALFRED, FL 33850-7148 |
| Document Number | 0000150121, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 14048/2298 |
| Instrument | 2026150121 |
| Name | PULTE MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Alfred City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $867.00 (+287.05%) | $46,000 Land $46,000 | $46,000 Land $46,000 |
| 2024 | $224.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 6 (2004–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE ALFRED serves 5,584 people · EPA ID FL6530321 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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