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1731 Ruby Ln, Lake Alfred, FL 33850 Property Records

Polk County property record for 1731 Ruby Ln, Lake Alfred, FL 33850 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,443 sqft · built 2025
Lot Size0.141 acres (6,120 sqft)
Owner2 Company Names on File
Last Sale$492,000 (Apr 2026)
Tax Bill$980 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN26-27-18-489350-002680

Property Details

APN / Parcel Number

Primary APN26-27-18-489350-002680
Alternative APN
  • 182726489350002680

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,443 sqft Living Area
Gross Area4,082 sqft
1st Floor Area1,657 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,120 sqft (0.141 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area639 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address1731 RUBY LN
CityLAKE ALFRED
StateFL
Zip33850-7148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERLAKE PHASE 2 PB 205 PGS 18-25 LOT 268
Legal SubdivisionSILVERLAKE PHASE 2
Legal Lot Number268
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1006
Census Tract12409

Owner

Source: Polk County records · APN 26-27-18-489350-002680

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1731 RUBY LN, LAKE ALFRED, FL 33850-7148
Owner TypeCompany
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Special Warranty Deed, Transfer · FHA Mortgage
PULTE MORTGAGE LLC
Apr 28, 2026Deed of Trust, Mortgage · FHA Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2026 · Amount on Record
Deed SaleApr 28, 2026 · Amount on Record
Deed Document Number2026100397
Deed Book / Page13974 / 1775
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 28, 2026
Property Address1731 RUBY LN, LAKE ALFRED, FL 33850-7148
Document Number0000100397
Book / Page13974 / 1775
Instrument DateApr 22, 2026
Instrument2026100397
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$347,844.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1731 RUBY LN, LAKE ALFRED, FL 33850-7148

Mortgage

Document Number0000100398,
DateApr 28, 2026
Instrument2026100398
Lender
NamePULTE MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.11%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateApr 28, 2026
Property Address1731 RUBY LN, LAKE ALFRED, FL 33850-7148
Document Number0000100398
Book / Page13974 / 1777
Instrument DateApr 22, 2026
Instrument2026100398
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1731 RUBY LN, LAKE ALFRED, FL 33850-7148

Mortgage

Document Number0000100398,
DateApr 28, 2026
Book Page13974/1777
Instrument2026100398
Lender
NamePULTE MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Alfred City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$980.00 (+337.5%)$52,000 Land $52,000$52,000 Land $52,000
2024$224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims6 (2004–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Tropical Storm Debby, Jun 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire LikelihoodAbout 1 in 105 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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