1730 Ruby Ln, Lake Alfred, FL 33850 Property Records

Polk County property record for 1730 Ruby Ln, Lake Alfred, FL 33850

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.142 acres (6,164 sqft)
Owner	2 Individual Names on File
Last Sale	$358,000 (Jun 2026)
Tax Bill	$867 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-27-18-489350-003970`

Property Details

APN / Parcel Number

Primary APN	`26-27-18-489350-003970`
Alternative APN	`182726489350003970`

Exterior

Lot Area	6,164 sqft (0.142 acres)

Location & Zoning

Street Address	1730 RUBY LN
City	LAKE ALFRED
State	FL
Zip	33850-7148
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SILVERLAKE PHASE 2 PB 205 PGS 18-25 LOT 397
Legal Subdivision	SILVERLAKE PHASE 2
Legal Lot Number	397
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1006
Census Tract	12409

Owner

Source: Polk County records · APN 26-27-18-489350-003970

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1730 RUBY LN, LAKE ALFRED, FL 33850-7148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Deed Document Number	2026131501
Deed Book / Page	14021 / 2056
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 03, 2026
Property Address	1730 RUBY LN, LAKE ALFRED, FL 33850-7148
Document Number	0000131501
Book / Page	14021 / 2056
Instrument Date	May 22, 2026
Instrument	2026131501
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$253,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 RUBY LN, LAKE ALFRED, FL 33850-7148

Mortgage

Document Number	0000131502,
Date	Jun 03, 2026
Instrument	2026131502

Lender

Name	PULTE MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lake Alfred City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (+287.05%)	$46,000 Land $46,000	$46,000 Land $46,000
2024	$224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	6 (2004–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 1 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAKE ALFRED serves 5,584 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.