1741 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1741 Loretta St, Oceanside, CA 92058 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,570 sqft · built 1953
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$675 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145-102-27-00`

Property Details

APN / Parcel Number

Primary APN	`145-102-27-00`
Alternative APN	`1451120300`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,570 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1451120300
Street Address	1741 LORETTA ST
City	OCEANSIDE
State	CA
Zip	92058-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 233 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	3
Legal Lot Number	233
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18616

Owner

Source: San Diego County records · APN 145-102-27-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 29, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Sep 21, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2017	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 03, 2014
Transfer Doc	0000438216
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2026
Property Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231
Document Number	0000235058
Instrument Date	Jul 20, 2026
Instrument	2026235058
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000235058,
Date	Aug 12, 2026
Instrument	2026235058

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 01, 2066

Interest

Rate	6.47%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000041791
Date	Feb 20, 2024
Instrument	2024-0041791

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 01, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231
Transaction Type	Mortgage
Record Updated	Apr 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000079827
Date	Mar 29, 2023
Instrument	2023-0079827

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394691
Date	Sep 21, 2018
Instrument	2018-0394691

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1741 LORETTA ST, OCEANSIDE, CA 92058-2231
Document Number	0000181018
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 LORETTA ST OCEANSIDE CA 920582231, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000181018
Date	Apr 24, 2017
Instrument	181018

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 23, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$56,837 (+2%) Land $15,760 Building $41,077
2025	$675.00 (+5.3%)	$55,723 (+4.04%) Land $15,451 Building $40,272
2023	$641.00 (+1.58%)	$53,561 Land $14,852 Building $38,709
2022	$631.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Verizon, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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