1737 Loretta St, Oceanside, CA 92058 Property Records

San Diego County property record for 1737 Loretta St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,244 sqft · built 1953
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$307,000 (May 2014)
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`145-102-28-00`

Property Details

APN / Parcel Number

Primary APN	`145-102-28-00`
Alternative APN	`1451120200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,244 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2005
Lot Area	5,600 sqft (0.129 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1451120200
Street Address	1737 LORETTA ST
City	OCEANSIDE
State	CA
Zip	92058-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 234 TR 002899
Legal Subdivision	OCEANSIDE TERRACE
Legal Tract	002899
Legal Block	3
Legal Lot Number	234
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18616

Owner

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit AXOS BANK
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AXOS BANK
Jun 4, 2021	Intrafamily Transfer, Transfer
Aug 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2014 · Amount on Record
Deed Sale	May 30, 2014 · Amount on Record
Deed Document Number	2014224322
Last Transfer Date	Jul 8, 2020
Transfer Doc	0000416877
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2026
Property Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231
Document Number	0000209172
Instrument Date	Jul 6, 2026
Instrument	2026209172
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000209172,
Date	Jul 22, 2026
Instrument	2026209172

Lender

Name	AXOS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2056

Interest

Rate	6.48%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000700884
Date	Oct 7, 2021
Instrument	2021-0700884

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000639491
Date	Sep 9, 2021
Instrument	2021-0639491

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 3, 2020
Property Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231
Document Number	0000771662
Map Reference	MAP 2899
Instrument Date	Nov 22, 2020
Instrument	2020-0771662
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000771663
Date	Dec 3, 2020
Instrument	2020-0771663

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2021
Property Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231
Document Number	0000416877
Map Reference	MAP 2899
Instrument Date	Jul 8, 2020
Instrument	2021-0416877
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1736 LORETTA ST, OCEANSIDE, CA 92058-2232

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 8, 2019
Property Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231
Document Number	0000333353
Map Reference	MAP 2899
Instrument Date	Aug 7, 2019
Instrument	2019-0333353
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1737 LORETTA ST, OCEANSIDE, CA 92058-2231

Mortgage

Document Number	0000333354
Date	Aug 8, 2019
Instrument	2019-0333354

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,852 (+10.5%) Land $287,579 Building $349,273
2025	$6,492.00 (+60.42%)	$576,327 (+59.33%) Land $281,941 Building $294,386
2023	$4,047.00 (+1.53%)	$361,716 Land $270,994 Building $90,722
2022	$3,986.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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