San Diego County property record for 1728 Loretta St, Oceanside, CA 92058
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,470 sqft · built 1980 |
| Lot Size | 0.129 acres (5,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $146,000 (Dec 2010) |
| Tax Bill | $3,251 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-101-07-00 |
| Primary APN | 145-101-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,470 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 5,600 sqft (0.129 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 1728 LORETTA ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 206 TR 002899 |
| Legal Subdivision | OCEANSIDE TERRACE |
| Legal Tract | 002899 |
| Legal Block | 3 |
| Legal Lot Number | 206 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 18616 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 47981 PALA RD, TEMECULA, CA 92592-2653 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2010 · Amount on Record |
| Deed Sale | Dec 7, 2010 · Amount on Record |
| Prior Sale | Aug 3, 2009 · Amount on Record |
| Deed Document Number | 2010673033 |
| Prior Transfer Date | Oct 4, 2010 |
| Prior Transfer Doc | 0000673032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1728 LORETTA ST, OCEANSIDE, CA 92058-2232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000503769 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-0503769 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $291,990 (+2%) Land $152,626 Building $139,364 | |
| 2025 | $3,251.00 (+5.21%) | $286,266 (+4.04%) Land $149,634 Building $136,632 |
| 2023 | $3,090.00 (+1.51%) | $275,151 Land $143,824 Building $131,327 |
| 2022 | $3,044.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: GeoLinks, T-Mobile, Verizon.
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